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Next Business Solutions

Specializing in Business and Personal Protection.

Specializing in Group Health, Life Insurance, Disability, Long Term Care and Medicare.

Next Business Solutions aims to Provide Expert care and Quality Service.

Started in 2008 by Michael Lucarelli, Next Business Solutions is an Insurance agency based in Melville, New York. After twenty-five years in the restaurant business and being in control of his destiny and financial future, Michael acquired firsthand knowledge of the dedication, energy, and planning required to run a successful business. He has a special admiration for small businesses and understands the many challenges owners face to provide for their employees and their families.

Leaving the restaurant business in 2008, Michael set out to use his personal experiences to positively impact small businesses by assisting business owners with critical financial decisions. Group Health, Life Insurance, Disability, Long Term Care and Medicare are at the top of our list of priorities for every business.

Michael Lucarell
At Next Business Solutions, we believe securing each client's financial future is essential. Consulting with a team of experienced professionals and taking a practical approach to Business and Personal planning has helped us build many long-lasting relationships based on trust and integrity.

We are always looking to meet new people and add new members to our team. So please don't hesitate to contact us at our office in Melville, New York and let us know how we can help you grow your business.

We are experienced, reliable and professional.

At Next Business Solutions located in Melville, NY, you can rely on us to provide top-notch services due to the extensive industry experience of our experts. They possess the knowledge and skills necessary to understand your unique requirements, with a focus on delivering exceptional customer service and quality guidance that meet your needs.
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Employee Benefits

Next Business Solutions in Melville, NY values employees as the most important asset and offers comprehensive benefits to attract, motivate, and retain top talent.

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Business Protection

At Next Business Solutions located in Melville, NY, we understand the significance of business protection in safeguarding your company against potential financial losses or lawsuits.

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Next Business Solutions/ health dental vision

Personal Insurance

Next Business Solutions in Melville, NY understands the importance of personal insurance in securing financial well-being and offers solutions to protect assets and provide financial security.

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Multiple coverage options to 
choose from

100% customer satisfaction

What Our Client Say

Denise Vinelli
22:37 27 Oct 21
Mike Lucarelli has been wonderful and a huge help with our medical Insurance. He was actually able to help us find a less expensive policy that was comparable.
It has been great doing business with him! We highly recommend him.
Christine Cozetti
20:17 22 Oct 21
KFA Dental has been working with Michael Lucarelli for the past few years. He is always very professional and has vast knowledge when it comes to our insurance needs for our entire team. No matter when we reach out to him, he is always available to provide us with answers to our questions. We look forward working together for years to come.
Madelyn Shmidt
17:50 14 Oct 21
We have worked with Michael Lucarelli and his staff for several years. I can't speak highly enough about him and the company. As an owner of a service business, I well realize the value of customer service. Michael and his staff are responsive, helpful, knowledgeable and all around a pleasure to deal with. They make us feel as if we were the most important clients they have. We couldn't ask for better!!!
Jamie Tornatore
05:50 28 Sep 21
Michael is a reliable professional offering honest information and guidance. He has helped us through many decisions that improved our lives and comfort. He is a hard worker and a good human being. We recommend him highly to anyone looking for insurance and wants the best value.
Dr. and Mrs. Tornatore
Glen Roiland
18:15 17 Sep 21
We have been working with Mike and his staff for a few years now. He is always on top of everything and keeps in tough with us though out the year. He really goes out of his way to make sure you get what is right for you. I would recommend him to anyone that is looking for group health insurance.

News & Blog

Latest Insight, Insurance Trends

September 27, 2025
How to Compare Medicare Advantage vs. Original Medicare This Enrollment Season!

Choosing between Medicare Advantage and Original Medicare is not simply a matter of one being "better" or "worse" than the other.” It’s about fit. Use this simple guide to match each path to your doctors, budget, travel and health needs. Doctor Access Costs and Limits Drug Coverage Extras and Care Rules Travel and Snowbirds Health […]

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September 23, 2025
Medicare Open Enrollment Starts October 15: Everything You Need to Know!

Medicare Open Enrollment usually happens every year from October 15 to December 7. This is your primary opportunity to review your coverage and make adjustments for the upcoming year. A quick check now can save money and stress later. What You Can Do During This Window? What Can You Usually Not Do Here? Medigap (also […]

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September 20, 2025
Why Parents Often Choose a Whole Life Insurance Policy for Children!

Parents buy whole life insurance for children for more than the death benefit. They want steady protection, predictable costs, and a simple way to build long‑term value. Here’s why many families like this choice. Lifetime Coverage, Locked‑In Rate When you buy early, you lock in a low rate for life. The policy stays in force […]

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Contact Next Business Solutions

Next Business Solutions, located in Melville, NY, is an independent agency committed to assisting you in finding the ideal coverage that meets your unique needs.
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115 Broadhollow Road Suite 375 Melville, NY 11747 USA

Melville, NY

We extend coverage to individuals and businesses in Melville, NY and surrounding areas.

Next Business Solutions

We extend coverage to individuals and businesses in Melville, NY and surrounding areas.
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