What does retirement mean to you? You might look forward to time with your grandchildren and a favorite hobby. Or maybe you want to play endless rounds of golf and explore the world. Whatever your goals, they probably depend on a reliable source of income.

The goal of annuities is to increase your retirement income. They are long-term agreements with an insurance provider where you put money. You receive regular payouts as compensation for your investment.

A long-term investment called an annuity, which is offered by an insurance company, is made to lessen your chance of outliving your income. Your purchase payments (what you give) are transformed into recurring payments that may last a lifetime through annuitization.

There are several different annuity product categories to pick from. Your financial professional can design a strategy to fit your unique objectives, whether you're searching for income possibilities, tools for legacy planning, or spousal protection.

Fixed indexed: There is still downside protection, but the possibility for higher rewards is contingent on index growth.

Fixed: A fixed rate of return determines how your investment will grow.

Immediate: Convert a lump sum of money into a stream of income.

Contact us today to know more about how annuities can help!

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.